Compute the value of an investment at maturity with compound interest.
Please do not make financial decisions based on these results.
What is the Maturity Value Calculator?
Compute the value of an investment at maturity with compound interest. To use the Maturity Value Calculator, enter principal, rate, compounds per year, years; it returns maturity value, interest earned, and shows them instantly as you type.
Where the Maturity Value Calculator fits
Compute the value of an investment at maturity with compound interest. The main figure it returns is the Maturity value, worked out from the values you enter.
It belongs with the other stocks & equity analysis tools. If you are comparing options or checking a result from another angle, try the Enterprise Value Calculator, NAV Calculator — Net Asset Value or the EV to Sales Calculator — Enterprise Value to Sales.
How to use the Maturity Value Calculator
- Enter your numbers. Start with Principal ($), Rate (%), Compounds per year, then fill in Years. Take price and share figures from the latest filing or quote. Fields marked optional can stay at zero.
- Read the result. The highlighted box gives the Maturity value, and the cards below show Interest earned. Tables and charts break it down further.
- Test other scenarios. Results update as you type. Change one value at a time to see what drives the answer, and press Reset to go back to the defaults.
Formula and how it works
Example with real numbers
Here is the Maturity Value Calculator using the default values shown in the calculator above:
Inputs
| Principal ($) | 25,000 |
|---|---|
| Rate (%) | 5.2 |
| Compounds per year | 12 |
| Years | 7 |
Results
| Maturity value | $35,948.57 |
|---|---|
| Interest earned | $10,948.57 |
With these inputs the calculator returns Maturity value: $35,948.57. Change any value in the calculator to see how the result moves.
What if you change one input?
Sensitivity check: raising Principal ($) from 25,000 to 30,000 (about 20% higher) and leaving everything else as in the example above changes the results like this:
| Result | Example | After the change | Change |
|---|---|---|---|
| Maturity value | $35,948.57 | $43,138.29 | +20% |
| Interest earned | $10,948.57 | $13,138.29 | +20% |
The input that moves the result most is the one to check twice. Change it in the calculator above to test your own case.
What the results tell you
The results panel of the Maturity Value Calculator reports Maturity value and interest earned. Compare these figures while changing one input at a time, and use the related calculators below to look at the same situation from another angle.
Method and limits. This calculator applies the formula in the section above to your inputs, in your browser; nothing you enter is stored on our servers. The result is only as accurate as the numbers you enter and the formula shown above. It is for information, not financial, tax or legal advice.
Frequently asked questions
What is maturity value?
The total amount you receive when the investment ends, including interest.
Which valuation ratio should I trust?
No single ratio is enough. Compare several multiples with the company’s own history and its industry peers.
Is a high dividend yield good?
Not automatically. A very high yield can signal a falling price or a dividend that may be cut.
Are the results guaranteed?
No. Results depend entirely on the numbers you enter and the formulas shown on this page. Please do not make financial decisions based on them alone; confirm important figures with a licensed professional.
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