Tag: savings rate

Pay Yourself First: How to Automate Saving So You Actually Do It

November 1, 20263 min read

Automating 10% of a $60,000 salary into investments reaches about $609,985 in 30 years at 7%. Here is how to set it up without relying on willpower.

Budgeting

The 50/30/20 Budget Rule: How It Works, and How to Adjust It

October 13, 20263 min read

A budget method simple enough to use. Here are the exact dollar splits for three incomes, what counts as a need, and how to change the ratios when rent is high or you are paying off debt.