Find the HRA exemption under the old tax regime in India.
Please do not make financial decisions based on these results.
What is the HRA Exemption Calculator?
Find the HRA exemption under the old tax regime in India. To use the HRA Exemption Calculator, enter annual basic salary + da, hra received, rent paid per year, city; it returns hra exemption, taxable hra, and shows them instantly as you type.
Where the HRA Exemption Calculator fits
Find the HRA exemption under the old tax regime in India. The main figure it returns is the HRA exemption, worked out from the values you enter.
It belongs with the other india & pakistan finance tools. If you are comparing options or checking a result from another angle, try the Income Tax Calculator India, Income Tax Calculator Pakistan or the EMI Calculator – Equated Monthly Installment.
How to use the HRA Exemption Calculator
- Enter your numbers. The inputs are Annual basic salary + DA (₹), HRA received (₹), Rent paid per year (₹). Use real figures from your own records where you can. Fields marked optional can stay at zero.
- Choose your options. City change how the result is worked out, and the form updates to match your choice.
- Read the result. The highlighted box gives the HRA exemption, and the cards below show Taxable HRA. Tables and charts break it down further.
- Test other scenarios. Results update as you type. Change one value at a time to see what drives the answer, and press Reset to go back to the defaults.
Formula and how it works
Example with real numbers
Here is the HRA Exemption Calculator using the default values shown in the calculator above:
Inputs
| Annual basic salary + DA (₹) | 600,000 |
|---|---|
| HRA received (₹) | 240,000 |
| Rent paid per year (₹) | 216,000 |
| City | Metro (50%) |
Results
| HRA exemption | ₹1,56,000 |
|---|---|
| Taxable HRA | ₹84,000 |
With these inputs the calculator returns HRA exemption: ₹1,56,000. Change any value in the calculator to see how the result moves.
What if you change one input?
Sensitivity check: raising Annual basic salary + DA (₹) from 600,000 to 720,000 (about 20% higher) and leaving everything else as in the example above changes the results like this:
| Result | Example | After the change | Change |
|---|---|---|---|
| HRA exemption | ₹1,56,000 | ₹1,44,000 | -7.7% |
| Taxable HRA | ₹84,000 | ₹96,000 | +14.3% |
The input that moves the result most is the one to check twice. Change it in the calculator above to test your own case.
What the results tell you
The results panel of the HRA Exemption Calculator reports HRA exemption and taxable hra. Compare these figures while changing one input at a time, and use the related calculators below to look at the same situation from another angle.
Method and limits. This calculator applies the formula in the section above to your inputs, in your browser; nothing you enter is stored on our servers. The result is only as accurate as the numbers you enter and the formula shown above. It is for information, not financial, tax or legal advice.
Frequently asked questions
Who can claim HRA exemption?
Salaried people paying rent and filing under the old tax regime.
Which tax year do the India and Pakistan tools use?
India uses the FY 2026-27 slabs. Pakistan uses the FY 2026-27 slabs enacted by the Finance Act 2026, with FY 2025-26 available for comparison. Confirm the final rules with FBR or the Income Tax Department.
Why are results in rupees?
Indian tools show Indian rupees and Pakistani tools show Pakistani rupees, so the numbers match your statements.
Are the results guaranteed?
No. Results depend entirely on the numbers you enter and the formulas shown on this page. Please do not make financial decisions based on them alone; confirm important figures with a licensed professional.
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