Compute the maturity value of a Public Provident Fund account.
Please do not make financial decisions based on these results.
What is the PPF Calculator?
Compute the maturity value of a Public Provident Fund account. To use the PPF Calculator, enter yearly deposit, interest rate, years; it returns maturity value, total deposits, interest earned, and shows them instantly as you type.
Where the PPF Calculator fits
Compute the maturity value of a Public Provident Fund account. The main figure it returns is the Maturity value, worked out from the values you enter.
It belongs with the other india & pakistan finance tools. If you are comparing options or checking a result from another angle, try the RD Calculator - Recurring Deposit, EPF Calculator or the Sukanya Samriddhi Yojana Calculator.
How to use the PPF Calculator
- Enter your numbers. Start with Yearly deposit (₹), Interest rate (% per year), Years. Use real figures from your own records where you can. Fields marked optional can stay at zero.
- Read the result. The highlighted box gives the Maturity value, and the cards below show Total deposits, Interest earned. Tables and charts break it down further.
- Test other scenarios. Results update as you type. Change one value at a time to see what drives the answer, and press Reset to go back to the defaults.
Formula and how it works
Example with real numbers
Here is the PPF Calculator using the default values shown in the calculator above:
Inputs
| Yearly deposit (₹) | 150,000 |
|---|---|
| Interest rate (% per year) | 7.1 |
| Years | 15 |
Results
| Maturity value | ₹40,68,209 |
|---|---|
| Total deposits | ₹22,50,000 |
| Interest earned | ₹18,18,209 |
With these inputs the calculator returns Maturity value: ₹40,68,209. Change any value in the calculator to see how the result moves.
What if you change one input?
Sensitivity check: raising Yearly deposit (₹) from 150,000 to 180,000 (about 20% higher) and leaving everything else as in the example above changes the results like this:
| Result | Example | After the change | Change |
|---|---|---|---|
| Maturity value | ₹40,68,209 | ₹48,81,851 | +20% |
| Total deposits | ₹22,50,000 | ₹27,00,000 | +20% |
| Interest earned | ₹18,18,209 | ₹21,81,851 | +20% |
The input that moves the result most is the one to check twice. Change it in the calculator above to test your own case.
What the results tell you
The results panel of the PPF Calculator reports Maturity value, total deposits and interest earned. Compare these figures while changing one input at a time, and use the related calculators below to look at the same situation from another angle.
Method and limits. This calculator applies the formula in the section above to your inputs, in your browser; nothing you enter is stored on our servers. The result is only as accurate as the numbers you enter and the formula shown above. It is for information, not financial, tax or legal advice.
Frequently asked questions
What is the PPF deposit limit?
₹1.5 lakh per financial year, with a 15-year lock-in.
Why are results in rupees?
Indian tools show Indian rupees and Pakistani tools show Pakistani rupees, so the numbers match your statements.
Which Pakistan tax slabs are used?
The FY 2026-27 slabs enacted by the Finance Act 2026 (no surcharge on salary income), with the FY 2025-26 slabs and their 9% surcharge selectable for comparison.
Are the results guaranteed?
No. Results depend entirely on the numbers you enter and the formulas shown on this page. Please do not make financial decisions based on them alone; confirm important figures with a licensed professional.
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