Estimate the SSY maturity amount for a girl child account.
Please do not make financial decisions based on these results.
What is the Sukanya Samriddhi Yojana Calculator?
Estimate the SSY maturity amount for a girl child account. To use the Sukanya Samriddhi Yojana Calculator, enter yearly deposit, interest rate, girl’s age at opening; it returns maturity amount (age 21), total deposits, and shows them instantly as you type.
Where the Sukanya Samriddhi Yojana Calculator fits
Estimate the SSY maturity amount for a girl child account. The main figure it returns is the Maturity amount (age 21), worked out from the values you enter.
It belongs with the other india & pakistan finance tools. If you are comparing options or checking a result from another angle, try the Atal Pension Yojana Calculator, PPF Calculator or the Home Loan EMI Calculator.
How to use the Sukanya Samriddhi Yojana Calculator
- Fill in the fields. You will need Yearly deposit (₹), Interest rate (%), Girl’s age at opening. Use real figures from your own records where you can. Fields marked optional can stay at zero.
- Read the result. The highlighted box gives the Maturity amount (age 21), and the cards below show Total deposits. Tables and charts break it down further.
- Test other scenarios. Results update as you type. Change one value at a time to see what drives the answer, and press Reset to go back to the defaults.
Formula and how it works
Example with real numbers
Here is the Sukanya Samriddhi Yojana Calculator using the default values shown in the calculator above:
Inputs
| Yearly deposit (₹) | 100,000 |
|---|---|
| Interest rate (%) | 8.2 |
| Girl’s age at opening | 2 |
Results
| Maturity amount (age 21) | ₹40,89,845 |
|---|---|
| Total deposits | ₹15,00,000 |
With these inputs the calculator returns Maturity amount (age 21): ₹40,89,845. Change any value in the calculator to see how the result moves.
What if you change one input?
Sensitivity check: raising Yearly deposit (₹) from 100,000 to 120,000 (about 20% higher) and leaving everything else as in the example above changes the results like this:
| Result | Example | After the change | Change |
|---|---|---|---|
| Maturity amount (age 21) | ₹40,89,845 | ₹49,07,814 | +20% |
| Total deposits | ₹15,00,000 | ₹18,00,000 | +20% |
The input that moves the result most is the one to check twice. Change it in the calculator above to test your own case.
What the results tell you
The results panel of the Sukanya Samriddhi Yojana Calculator reports Maturity amount (age 21) and total deposits. Compare these figures while changing one input at a time, and use the related calculators below to look at the same situation from another angle.
Method and limits. This calculator applies the formula in the section above to your inputs, in your browser; nothing you enter is stored on our servers. The result is only as accurate as the numbers you enter and the formula shown above. It is for information, not financial, tax or legal advice.
Frequently asked questions
What is the SSY deposit limit?
Between ₹250 and ₹1.5 lakh a year, for 15 years from opening.
Which Pakistan tax slabs are used?
The FY 2026-27 slabs enacted by the Finance Act 2026 (no surcharge on salary income), with the FY 2025-26 slabs and their 9% surcharge selectable for comparison.
Are PPF, EPF and SSY rates fixed?
No. The government revises small-saving rates quarterly and EPF yearly, so the rate is an input you can edit.
Are the results guaranteed?
No. Results depend entirely on the numbers you enter and the formulas shown on this page. Please do not make financial decisions based on them alone; confirm important figures with a licensed professional.
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